Medical Consultation Receipts and Federal and Quebec Tax Deductions

As a family physician and medical director of French origin, who completed my schooling and practiced in France before settling in Quebec, I would like to help you understand the difference between the French and Quebec healthcare systems. An important aspect to consider for Quebec residents is the management of medical consultation receipts and the resulting tax deductions.

Medical consultation receipts

When a patient consults a doctor in Quebec, whether in a clinic or at home, a receipt may be issued for services rendered. This receipt is important for several reasons:

1Private insurance reimbursement: If the patient has private health insurance, this receipt can be submitted to the insurer for partial or total reimbursement of the costs incurred.

2Tax deductions: Unreimbursed medical expenses can be used for both federal and provincial tax deductions.

Federal tax deductions

In Canada, medical expenses can be deducted from your taxes if you meet certain conditions. Here's what you need to know:

-Eligible amount: You can claim a medical expense tax credit for eligible expenses in excess of 3% of your net income or $2,479 (for the year 2023), whichever is less.

-Eligible expenses: Eligible medical expenses include, but are not limited to, physician fees, laboratory fees, prescription drugs and certain health treatments. Receipts for medical consultations issued by recognized health professionals are included in these expenses.

-Claim period: You may claim medical expenses for any 12-month period ending in the tax year.

For more details, consult the List of Eligible Medical Expenses on the Canada Revenue Agency website.

Quebec Tax Deductions

In Quebec, medical expenses can also be deducted from your provincial income tax. The rules are similar to those at the federal level, with a few specific features:

-Eligible amount: Medical expenses in excess of 3% of net family income or $2,421 (for 2023), whichever is less, may be deducted.

-Refundable tax credit: Quebec also offers a refundable tax credit for medical expenses for low-income earners. This means that even if you don't have to pay income tax, you can receive a refund for a portion of your medical expenses.

For more information, visit the medical expenses section of the Revenu Québec website.

Conclusion

Managing your medical receipts and knowing what tax deductions are available are essential to maximizing your tax refunds and reductions. Whether you consult a physician in a clinic or at home, as is the case with our services at allodocteur.ca, be sure to keep all your receipts and include them in your annual tax return.

If you have any specific questions about your tax situation, we recommend that you consult an accountant or tax advisor, who will be able to provide you with appropriate advice.

Feel free to book an appointment with us for in-home medical consultations via our website allodocteur.ca, where we offer visits starting at $279, depending on the complexity and location of the consultation.

I hope this article has been helpful to you in understanding how to manage your medical consultation receipts and associated tax deductions.